Need an appraisal in Moody or Saint Clair County?Here are the top seven reasons why AL homeowners call on Xpert Appraisals LLC:
Do you own a house in or near Moody? Do you need help determining the value of your real estate?
We at Xpert Appraisals LLC understand the individual needs of a consumer looking for appraisal services. Our usual business clients understand the appraisal process and the standard documents we provide. Being a consumer that ordinarily doesn't look at appraisals on a regular basis,you will receive extra guidance and explanations through the appraisal process to more clearly understand what we do and how we present the results of our analysis. Pre-listing Services/For Sale By Owner (FSBO)It's very hard to be objective about your home because you probably have an emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your house will attract buyers, a professional appraisal is very valuable as a negotiating tool once you have a likely buyer. The appraisal is something tangible to show the buyer. An appraisal is an independent third party's opinion of your property's price -- not just you saying how much your home is worth. Potential buyers assume that you have an emotional attachment to your house and will be far more likely to give credibility to an accomplished appraiser's value assessment than yours. Need to remove PMI?Getting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is a popular way to cut expenses for homeowners. Once your mortgage loan amount is below 80% of the value of your home, in most cases you can apply to a lender to have the PMI canceled from your loan, which will make your monthly payments go down. Xpert Appraisals LLC is seasoned in helping clients just like you rid themselves of unwanted PMI insurance. Challenge property tax assessmentsYour local tax assessor may have your home overvalued if you live in an area that is declining. That only means you are most likely paying more taxes than you should. Since your property assessment may likely go up again in the next period, the quicker you take care of a matter like this, the better. Getting an expert appraisal from Xpert Appraisals LLC is your number one weapon when contesting your property tax assessment. Recently got a freeze your HELOC?Your lender may choose to automatically freeze your home equity line of credit (HELOC) if your property is in or near a declining area -- even if your specific property has not declined in value. This can this be inopportune from a cash flow viewpoint, and damaging to your credit score since it may appear as though that credit line is maxed out. A professional appraisal from Xpert Appraisals LLC can help you reinstate your HELOC. Field and Desktop Appraisal Review ServicesWould you wish a second opinion without the charge and delay of waiting for a whole new appraisal? Or do you desire a professional to double-check your appraisal for verity? We can go out and check the subject and comps in a field review. Or, if you need it immediately, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files. We can also provide a retrospective review of any appraisal you may have had in the past. Even though this is usually requested by banks, you may want to utilize this service if you suspect mortgage fraud related to your house. |